Liberty mutual home protector plus pdf pdf#
788458 PDF Pipeline for SERFF Tracking Number LBPM-129762628 Generated 08:35 AM
Liberty mutual home protector plus pdf manual#
Summary of Filing Materials This filing includes the following: -Mock and Final Rating Manual Pages: a)section FR, Pages 1-2: Revising Forms List b)section Index, : Revising Index c)section 3, : Adding New Coverage Language d)section R, : Adding New Annual Increase Options e)endorsement Page Rate Effects The overall rate impact is targeted to be 0.0%.
These changes will be effective for all new business policies effective on or after and renewal business policies effective on or after. We are offering this endorsement to our customers and, simultaneously, giving them the ability to decline it. The benefit of this endorsement is that it helps ensure that customers maintain adequate coverage to replace their personal belongings in the event of a loss. A customer notification with details on this optional endorsement will be sent with the renewal package. During the rollout of this program, renewing customers will have the endorsement added to their policy, with a 3% annual increase in their Coverage C limit of insurance, and will have the option to change this percentage to 5% or to remove the endorsement. New business customers may select a 3%, 5% or 0% (opt out) annual increase during the quoting process. This endorsement applies only to Renter and Condo policies and annually increases Coverage C limits by a fixed percentage at each renewal to account for the fact that, over time, policyholders tend to accumulate more belongings in their residence. Circular: NA Deemer Date: Submitted By: Carol Roof Filing Description: We are implementing Additional Belongings Protection, an optional endorsement for both new and renewal business. TOI/Sub-TOI: 04.0 Homeowners/04.0000 Homeowners Sub-TOI Combinations Product Name: Homeowners (CIC/LIC/LM-IC) Project Name/Number: IN HO (CIC/LIC/LM-IC) Additional Belongings Protection Introduction/14-IN-P-HO-FRU-ELE-ABP General Information Project Name: IN HO (CIC/LIC/LM-IC) Additional Belongings Protection Introduction Project Number: 14-IN-P-HO-FRU-ELE-ABP Reference Organization: NA Reference Title: NA Filing Status Changed: State Status Changed: Created By: Carol Roof Corresponding Filing Tracking Number: N/A Status of Filing in Domicile: Domicile Status Comments: N/A Reference Number: NA Advisory Org. SERFF Tracking #: LBPM-129762628 State Tracking #: Company Tracking #: 14-IN-P-HO-FRU-ELE-ABP State: Indiana First Filing Company: Liberty Insurance Corporation.
TOI/Sub-TOI: 04.0 Homeowners/04.0000 Homeowners Sub-TOI Combinations Product Name: Homeowners (CIC/LIC/LM-IC) Project Name/Number: IN HO (CIC/LIC/LM-IC) Additional Belongings Protection Introduction/14-IN-P-HO-FRU-ELE-ABP Filing at a Glance Companies: Product Name: State: TOI: Sub-TOI: Filing Type: Liberty Insurance Corporation LM Insurance Corporation Consolidated Insurance Company Homeowners (CIC/LIC/LM-IC) Indiana 04.0 Homeowners 04.0000 Homeowners Sub-TOI Combinations Form/Rule Date Submitted: SERFF Tr Num: SERFF Status: State Tr Num: State Status: Co Tr Num: Effective Date Requested (New): Effective Date Requested (Renewal): Author(s): Reviewer(s): LBPM-129762628 Closed-Filed 14-IN-P-HO-FRU-ELE-ABP Carol Roof Disposition Date: Disposition Status: Effective Date (New): Effective Date (Renewal): Kate Kixmiller (primary) Filed PDF Pipeline for SERFF Tracking Number LBPM-129762628 Generated 08:35 AM